Cash Flow Calculator
F:
P:
i:
n:
F = P (1 + i)n
(Enter any three fields above)
F: Future Value
P: Present Value
i: Interest rate
n: Number of payment period
Example: At 7.5% interest compounded anually for 10 years, a principal amount of 15000 becomes a sum of?
Answer: F = 15000(1+.075)10
F = 30915.473
Annuities:
A:
P:
i:
n:
A = P * i * (1 + i)n / { (1 + i)n - 1 }
(Enter any three fields above, i field is mandatory)
A: Annual Value
P: Present Value
i: Interest rate
n: Number of payment period
Example: A sum of 1200 is placed at 4.5%. What is the amount of the annuity payable for 15 years out of this sum?
Answer: P = 1200, i = 0.045, n = 15
A = 1200*.045(1+.045)15 / {(1+.045)15 - 1}
A = 111.737
Sinking Funds:
A:
F:
i:
n:
A = F * i / { (1 + i)n - 1 }
(Enter any three fields above, i field is mandatory)
A: Annual Value
F: Future Value
i: Interest rate
n: Number of payment period
Example: Rs. 11000 is invested annually for 9 years at 4.5% compound interest, as a sinking fund, what would be the total amount of the fund at the expiration of the term?
Answer: A = 11000, i = 0.045, n = 9
F = 11000*{(1+.045)9 - 1} / .045
A = 118823.257